recovery Money in Times of stepping back

January 16th, 2012 |

Winter is practically over and it is officially springtime in a few days. I for one cant wait! I hope everybody has weathered the storm so to speak with the way the economy has been. I know we are staying closer to home this year as far as taking any vacations. We will make a few long weekenders instead of one big vacation. And we will be spending more time in our pool, because it is closer and more thrifty than driving to the shore. Whatever plans you are development this year, I hope that you have a great swimming pool season.

Now we are seeing for all the sales and bargains that we can. We have started coupon clipping once again. We are getting the Sunday Paper again, for all the weekly sales and going online to all the coupon websites to see if any of the business are offering any discounts. We know this is only a temporary situation, as we all know the economy will recover.

Dealer Tire

Here are some tips that can save you some money. Things that we buy or service’s that we use each and every day.

1. Buy online to save money. Internet stores are very competitive, and consumers are the ones that save. Amazon is a great website that comes to mind.

2. Purchase Generic medicines instead of name brand. You will save a ton of money.

3. Keep your car tires properly inflated. Under inflated tires only use more fuel and their useful life is reduced because of increased tire wear.

4. And when it is time to buy new tires, buy them from a Costco, Sam’s Club, or any Wholesale Club that carries them. Much less high-priced than dealer or even tire chain.

5. If your owner offers flexible spending accounts, take benefit of them. This allows you to pay determined dental, medical and childcare expenses using pre-tax dollars.

6. Pass on any extended warranties on lower dollar items. That type of insurance is not needed to insure small purchases.

7. Take a look at your Cable bill and eliminate some of your services. Do most of us watch all 500 channels?

8. Take benefit of 0% prestige cards. You can save thousands by using zero-balance change prestige cards. Look for what they might payment you for equilibrium change fees though.

9. Do not pay checking inventory fees. Many banks offer fee checking, and if yours does not, ask. If they refuse, tell them you will take your enterprise elsewhere. This worked for me.

10. Read magazines online or go to your local library to view. I did this and saved a bundle.

11. When it is time to buy a computer or electronic device, buy a factory-refurbished unit. They offer the same warranties as new, and can cost hundreds less

12. Consider Viop telephones. We have ours straight through our local cable aid and it is one low cost per month. No additional fees or taxes are added on.

13. Close any unused heating/cooling room vents in your house. There is no need to heat or cool any unused spaces.

14. Bring your lunch into work. It is much less high-priced than eating out every day, and you can operate what you eat and be healthier.

15. Replace your incandescent bulbs with compact fluorescents. They use 1/3 of the energy and can last up to 7 years. I am in the process of replacing a few each month to help dispell the cost easier.